info@atwatcher.com

Your Quick Guide to Phone Contracts

While many experts discourage people from getting a phone contract because of the hefty bills and lengthy contracts, they remain a top choice among majority of consumers today. This is because phone contracts have advantages that may outweigh the disadvantages. In these instances, getting a phone contract may prove cost-effective in the long run.

If you're in the market for a phone contract, here is a quick guide to help you decide if it's the right option or not.

  • What is a phone contract?
  • A phone contract is the type of phone deal that lets you choose a handset on top of your phone bundle. Typical phone contracts in the UK may last 12, 18 or 24 months at a fixed monthly fee. Major providers offer a range of phone contract choices for applicants affording consumers more freedom for users to tailor their phone bundle according to their needs.

    For heavy texters, there are now phone bundles offering unlimited texts while heavy callers can opt for plans with generous inclusive minutes allowances. Also available are generous data plans for people who frequently surf the Internet using their mobile phones.

  • How much does a phone contract cost?
  • Fixed monthly fees for phone contracts vary from plan to plan. The cost will generally depend on two main factors which are your handset and the phone tariff. Opting for the high end and latest handsets, therefore, will mean your monthly fee will be higher. The same thing is true if you're going to opt for a phone bundle with a more generous allowance for call, text and data.

  • What do you get with a phone contract?
  • When you opt for a phone contract, there are several advantages you can enjoy. At the top of the list is the freedom to choose your handset. For many users, this is one of the main reasons why phone contracts are better than no contract options.

    With phone contracts, the cost of the handset is subsidized over the length of the contract. If you want the latest iPhone, for example, you don't have to pay for it upfront because your phone contract lets you pay for it via installment basis.

    Another advantage is the competitive phone service rates. Provided that you chose the right bundle, you can expect to save money on your phone bill in the long run. The trick, of course, is to know your needs first in order to find a phone bundle tailored perfectly to meet those needs to a tee.

  • What are the possible disadvantages?
  • At the same time, phone contracts also have its set of disadvantages. For one, phone contracts hook you to a lengthy contract. Whether you like it or not, there may come a point during the duration of the contract that you may delay or miss a payment which can mean bad news for your credit score.

    It’s also possible that you might end up paying a heftier monthly fee than you bargained for if you chose the wrong plan. Again, it goes back to you being a responsible consumer. In order to eliminate the disadvantages, you need to make sure you assess your needs thoroughly so you can know if getting a phone contract actually makes perfect sense.